Bolton v. Inland Fresh Seafood Corp. of Am., Inc., No. 24-10084, __ F.4th __, 2025 WL 2924493 (11th Cir. Oct. 15, 2025) (Before Circuit Judges Jordan and Jill Pryor, and District Judge Federico A. Moreno)

If you want to sue an employee benefit plan because it has denied your claim, federal courts typically require

Yates v. Symetra Life Ins. Co., No. 22-1093, __ F.4th __, 2023 WL 2174840 (8th Cir. Feb. 23, 2023) (Before Circuit Judges Shepherd, Kelly, and Grasz)

The “exhaustion of administrative remedies” doctrine – which requires benefit plan claimants to pursue internal appeals before filing suit – is a staple in ERISA cases. The doctrine

McQuillin v. Hartford Life & Accident Ins. Co., No. 21-1514, __ F. 4th __, 2022 WL 2029879 (2d Cir. Jun. 7, 2022) (Before Circuit Judges Walker, Calabresi, and Cabranes).

 ERISA claims administrators and courts often hold plan participants and beneficiaries strictly to time limits and other plan-imposed or regulatory requirements and cut off their rights when they fail to meet these requirements. In this decision, the Second Circuit rules that insurance companies and other claims administrators must likewise meet regulatory time limits or suffer the consequences of their failure to do so.
Continue Reading Taking ERISA Rights Seriously: Second Circuit Rules That Hartford’s Failure to Meet Time Limits Excuses Claimant from Exhaustion