
Edwards v. Guardian Life Ins. of Am., No. 24-60381, __ F.4th __, 2025 WL 1718263 (5th Cir. June 20, 2025) (Before Circuit Judges King, Jones, and Oldham)
One recurring scenario in cases involving ERISA-governed life insurance is when a plan participant or employer pays premiums for the insurance, but the insurer of the plan