
Cogdell v. Reliance Standard Life Ins. Co., No. 24-1940, __ F.4th __, 2026 WL 588427 (4th Cir. Mar. 3, 2026) (Before Circuit Judges Agee, Quattlebaum, and Floyd)
ERISA requires benefit plan administrators to give participants a “full and fair review” when they challenge the denials of their claims. 29 U.S.C. § 1133. However, the

